Application of Biometric Data in Mobile Banking

Authors:

Pages: 51-57

Abstract:

Nowadays, digitalisation is increasingly manifesting itself all around us and affecting every sector of the economy. This raises the question of how we can be sure of our security systems. In particular it applies to the banking sector, especially when it comes to access to e-banking and the security of personal financial resources. Mobile devices have become an important tool used by people for banking, budgeting and shopping. Biometric identification is expected to change the way we use banking services. This paper discusses the application of biometrics in mobile banking, firstly highlighting the impact of mobile technology in the online banking process. Secondly, attention is given to the types of biometrics with their advantages and disadvantages. Some studies on the adoption of biometric technologies are also discussed in the paper.

Keywords:

biometrics, biometric date, banking, m-banking, digitalization.

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