СПИСАНИЕ "СОЦИАЛНО-ИКОНОМИЧЕСКИ АНАЛИЗИ"
ВЕЛИКОТЪРНОВСКИ УНИВЕРСИТЕТ "СВ. СВ. КИРИЛ И МЕТОДИЙ" - УНИВЕРСИТЕТСКО ИЗДАТЕЛСТВО

Промени ли пандемията от COVID-19 влиянието на лихвените проценти върху търсенето на потребителски кредити?


Автори:
Сергей Борисов Докторант в УНСС – София, България

Страници: 104-109
DOI: https://doi.org/10.54664/MAGN6778

Резюме:


This study aims to examine the relationship between interest rates and the demand for consumer loans, as well as how the COVID-19 pandemic influenced it. With the methodology of the statistical correlation analysis, using official data from the Bulgarian National Bank, the changes in the time series are analyzed within a time period covering 66 months, divided proportionally before and after the announcement of the COVID-19 pandemic. The conclusion which the research leads to is that it cannot be asserted with a high percentage of certainty that there is a statistically significant relationship between interest rates and consumer loan demand on the consumer credit market in Bulgaria.


Ключови думи:

interest rate; consumer loans; COVID-19.

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195 изтегляния от 30.6.2023 г.