Анализ на брутните експозиции с нарушено обслужване за периода 2011–2015 г.
Автори:
Нора
Стоянова
Великотърновски университет „Св. св. Кирил и Методий“, България
Страници:
187-
191
Резюме:
The current analysis is based on servicing impaired loans, which produce adverse effects on the country’s economic development and banking system. An impaired loan is also known as “bad loan”. By definition this is a loan in which the value of the collateral is less than the borrower’s outstanding principal cash flow; the borrower’s business is in decline, therefore it is insufficient for servicing principal or interest. These occur either in periods of economic depression or in areas hit by natural disasters.
Ключови думи:
banks, “bad loans”, gross exposures with impaired services
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